As a certified nonprofit credit counseling organization, ADC is licensed, bonded, registered and insured so clients receive the highest level of protection and service. Our certified credit counselors undergo continuous education to maintain their certifications and increase their knowledge of the credit counseling industry.

American Debt Counseling (ADC) is accredited to ISO 9001:2008 by BSI (Certificate number FS 93187) for the following scope:

The provision of customer service, payment processing, creditor relations, and financial education to consumers in accordance with the relevant parts of the Consumer Credit Counseling Code of Practice.
The management of credit counseling in accordance with the Consumer Credit Counseling Code of Practice.

Additionally, ADC's compliance department continually monitors the statutes and laws of the various states in which the organization is licensed. Compliance regulations are ever changing and it is the department's responsibility to keep up-to-date on the newest laws, amendments and revisions. Should there be a change or update in any of the laws, ADC responds to these changes by immediately implementing procedures ensuring prompt compliance with the requirements.

American Debt Counseling, Inc. is licensed in the state of Illinois under the state's Department of Financial and Professional Regulation Division of Financial Institutions, Registration Number DM 234.

American Debt Counseling Inc. is licensed by the State of New York Banking Department to engage in the business of Budget Planning under license number BP 100963

American Debt Counseling Inc. is licensed by the State of Maryland license number #14-48, All residents may file any complaints regarding this organization bearing Maryland #14-48 with: The Commissioner of Financial Regulation for the State of Maryland, 500 N. Calvert Street, Rm. 402, Baltimore, Maryland 21202; telephone #1-888-784-0136

American Debt Counseling Inc. is a licensed Debt Management Service Provider in the state of Texas bearing registration number DM06-10010.

American Debt Counseling, Inc. is licensed by the State of Alabama's Security Commission, License Number SC 391.

American Debt Counseling, Inc., d/b/a Florida Credit Counseling, is licensed with the Commonwealth of Puerto Rico bearing the license number IF-2006-388.

American Debt Counseling, Inc. is a licensee under the laws of the state of Idaho bearing license #CDC-7612.

American Debt Counseling is licensed as an "ADUSTMENT SERVICE COMPANY" under the laws of the Department of Financial Institutions of the State of Wisconsin, license number 188.

American Debt Counseling, Inc. is licensed under the state of Ohio's Department of Commerce Division of Financial Institutions, license No. CS. 900102.00.

American Debt Counseling, Inc. is licensed under the Commonwealth of Pennsylvania's Department of Banking.

American Debt Counseling, Inc. is authorized to conduct business in Alaska under the Alaska Department of Law.

American Debt Counseling, Inc. is authorized to conduct business in Arkansas under the Arkansas Attorney General's Office.

American Debt Counseling, Inc. is licensed to conduct business in the state of California pursuant to the Certificate of Qualification as issued by California's secretary of state.

American Debt Counseling, Inc. is licensed by the State of South Carolina's Department of Consumer Affairs, license No.: CC-0706500-0712800.

American Debt Counseling, Inc. is authorized to conduct business in the state of North Carolina, license No.: SL005608.

American Debt Counseling, Inc. is licensed by the State of Georgia under the Debt Adjustment Act, O.C.G.A. Section 18-5-1, et. seq.

American Debt Counseling, Inc. is licensed with the State of Kentucky's Attorney General's Office as a Debt Adjusting Organization.

American Debt Counseling, Inc. is licensed by the State of Michigan's Office of Financial and Insurance Regulation to conduct business under Michigan's Debt Management Act.

American Debt Counseling, Inc. is authorized to conduct business by New Mexico's Office of Attorney General as a charitable organization.

American Debt Counseling, Inc. is authorized to conduct business by the state of West Virginia's secretary of state.

American Debt Counseling, Inc. is registered with the Minnesota Department of Commerce to Provide Debt Management Services, registration No.: DM 57.

American Debt Counseling, Inc. is licensed in the state of Colorado as a debt management services provider under the state's Department of Law, Registration Number 000056.

American Debt Counseling, Inc. is registered with the State of Montana Department of Justice Office of Consumer Protection Register No. 2011-140